Credit Analyst- Credit Risk Management (CRM) Division

* Drive creditworthiness assessments by analyzing financial data and conducting on-site visits to evaluate borrowers' credit eligibility * Spearhead pre-screening of loan applications, ensuring alignment with credit guidelines, regulatory requirements, and internal policies * Verify client documents from diverse sources and conduct field visits to assess financial stability, identify potential risks, and evaluate repayment capacity * Architect comprehensive loan appraisals, adhering to established lending policies and collaborating with Relationship Managers to address credit proposal queries * Manage approval processes by preparing concise summaries and documentation, ensuring seamless coordination with stakeholders * Ensure strict compliance with internal policies, regulatory requirements, and industry standards, mitigating potential risks and reputational damage * Monitor and manage high-risk portfolio clients, implementing proactive strategies to minimize potential losses * Share valuable industry insights with cross-functional teams, fostering a culture of collaboration and informed decision-making * Lead special projects and tasks as assigned by management, driving business growth and excellence in credit management practices