ARM/RM-Small & Medium Enterprise

* Drive business growth by identifying and capitalizing on new disbursement opportunities to expand the company's portfolio. * Optimize lending costs by maintaining a competitive weighted average cost of lending, ensuring a healthy balance between cost and spread. * Acquire new clients through proactive outreach and thorough assessments, driving revenue growth and diversification. * Architect refinancing solutions to reduce lending costs and boost profitability, leveraging individual portfolio options. * Manage risk by maintaining a low Non-Performing Loan (NPL) ratio, aligning with departmental standards and ensuring portfolio quality. * Deliver exceptional customer experiences by meeting IPDC's service standards, providing seamless transactions, and offering ongoing after-sales support. * Ensure operational integrity by managing business risks, implementing effective controls, and adhering to IPDC's policies and procedures. * Foster collaborative relationships with internal stakeholders, supporting the implementation of social projects, building strategic alliances, and promoting interdepartmental synergy.