SME Credit Analyst, Credit Risk Management

* Drive credit assessment initiatives, evaluating proposals to ensure informed decision-making and mitigate risk. * Lead client engagement through on-site visits, verifying business and financial information to validate creditworthiness. * Architect comprehensive financial analyses, interpreting Balance Sheets, Income Statements, and Cash Flow statements to identify trends and potential risks. * Develop and present sanction approval recommendations, providing actionable insights to stakeholders. * Manage portfolio performance, monitoring key metrics and adjusting strategies to optimize SME financing outcomes. * Foster a culture of excellence, delivering training and development programs to enhance the skills of Branch Relationship Managers and support their success.